Pre-existing conditions are not covered by VPI policies. Pre-existing conditions are conditions that began or contracted,
manifested, or incurred before the effective date of the policy, whether or not the condition was discovered, diagnosed, or treated. All applications are subject to underwriting approval. Read your policy for complete coverage details. Insurance plans are offered and administered by Veterinary Pet Insurance Company in California and DVM Insurance Agency in all other states. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A rated company (2012); National Casualty Company (all other states), Madison, WI, an A.M. Best A+ rated company (2012). Â©2012 Veterinary Pet Insurance Company. Nationwide Insurance is a service mark of Nationwide Mutual Insurance Company.